* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Georgia', 'Times New Roman', Times, serif;
    font-size: 13pt;
    line-height: 1.7;
    color: #1a1a1a;
    background-color: #ffffff;
    padding: 50px 30px;
}

.document {
    max-width: 850px;
    margin: 0 auto;
    background-color: #ffffff;
}

h1 {
    font-size: 22pt;
    font-weight: bold;
    color: #000000;
    margin-bottom: 25px;
    text-align: left;
    letter-spacing: -0.5px;
}

.effective-date {
    margin-bottom: 25px;
    color: #333333;
    font-size: 12pt;
}

.intro {
    margin-bottom: 20px;
    color: #1a1a1a;
    text-align: justify;
}

.intro:last-of-type {
    margin-bottom: 30px;
}

h2 {
    font-size: 13pt;
    font-weight: bold;
    color: #000000;
    margin-top: 25px;
    margin-bottom: 12px;
    page-break-after: avoid;
}

p {
    margin-bottom: 12px;
    color: #1a1a1a;
    text-align: justify;
    text-justify: inter-word;
}

ul {
    margin-left: 35px;
    margin-bottom: 15px;
    margin-top: 8px;
    color: #1a1a1a;
}

li {
    margin-bottom: 8px;
    color: #1a1a1a;
    text-align: justify;
}

strong {
    font-weight: bold;
    color: #000000;
}

a {
    color: #0066cc;
    text-decoration: none;
}

a:hover {
    text-decoration: underline;
}

@media print {
    body {
        padding: 20px;
    }
    
    .document {
        max-width: 100%;
    }
    
    h2 {
        page-break-after: avoid;
    }
}

@media (max-width: 768px) {
    body {
        padding: 30px 20px;
        font-size: 12pt;
    }
    
    h1 {
        font-size: 20pt;
    }
    
    h2 {
        font-size: 12pt;
    }
    
    ul {
        margin-left: 25px;
    }
}